As a senior citizen I have various decisions to make each year.
I live on a fixed income and need to apply for renewal of my benefits including my healthcare and the occasions can be easily confusing.
For this reason I constantly make and appointment with my carrier and go over the swings to the plan. I want to get the most for my money and each year my pal and I end up altering the coverage to meet what my new needs are. I entirely like and respect my representative however I dread going into the office, and the reason for this is the fact that it is located in an seasoned building downtown where I have to sit for many hours chilly. I am not sure what is up with the boiler in the building but with all of the premiums my pal and I spend money they should be able to afford an update… I get that the building is aging and that they pride themselves on being located in such a historical locale but it is not kind to those who have to use their services… Open enrollment constantly takes locale in mid to late Fall so there isn’t any choice to come during warmer months. If that were an choice I can guarantee that I would take advantage of it. The supplier I use for my healthcare also requires an in-person signature. I keep hoping that they will go with an online enrollment program and then I can simply redo it from the comfort of my home… Until that happens I will just have to suffer through the process because I need my healthcare.